Determining how much house you can afford is a critical first step when looking to buy a home. The general rule of thumb is that your monthly housing expenses should not exceed 28-30% of your gross monthly income.

Buying a home is one of the most significant financial decisions you’ll make, and taking the right steps can ensure a smooth and successful experience.

When buying a home, location is often considered the most important factor in making a wise investment. The right location can significantly impact your daily life, your long-term financial stability, and the overall enjoyment of your property.

Creating a home wish list is one of the most exciting—and important—steps when you’re in the market to buy a home. It helps you focus on what truly matters to you and narrow down your options, making the home-buying process more efficient and less overwhelming.